For business For firms How it works Pricing FAQ
Your numbers, looking forward · for business owners

Finally know what your cash is about to do.

Compass turns your Xero into a virtual CFO — cash forecasts, tax set-aside, spend signals and a monthly plain-English report. The clarity a CFO brings, without the CFO price tag.

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Secure, read-only connection Set up in minutes Built in Australia
Advisory intelligence · white-label · for accounting firms

Turn compliance clients into advisory revenue.

Compass gives your firm a virtual CFO for every client — forward-looking cash, tax and performance insight, generated automatically from their numbers and delivered under your brand.

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Read-only, per client Your logo & colours Built in Australia
Compass dashboard — a client's cash forecast, signals and tax set-aside, under your firm's brand
✓
No nasty surprises
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Cash, months ahead
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New recurring revenue
One platform · two ways in

Forward-looking finance — for your business, or your whole client book.

Run a business? Get your own virtual CFO that reads your Xero and tells you what's coming. Run a firm? Give that same CFO to every client, under your brand. One engine, the same clarity — priced for both.

For business owners

The clarity a CFO brings — without the CFO price tag.

Connect your Xero and get plain-English answers to the questions that keep you up at night. No spreadsheets, no new system to learn.

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See cash before it happens

A clear view of the months ahead, so there's time to act — not react. Know now if payroll or a tax bill is going to be tight.

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Always ready for tax time

Know exactly what to set aside for tax — GST & BAS in Australia, federal & estimated taxes in the US — and what's due when, so a deadline is never a shock.

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Find the leaks

Spot where money is quietly draining away — creeping subscriptions, rising costs — and what it's costing you a year.

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Decide with confidence

"Can we afford to hire?" "Are we on track?" A monthly report answers it in plain English — and models the what-ifs.

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For accounting firms

Add advisory to your practice — not to your workload.

Compass does the analysis; you bring the judgement. Resell it under your brand and grow revenue per client — without hiring or building software.

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A new recurring revenue line

Put advisory on your price list and bill it monthly — without adding headcount or building anything.

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Your brand, your relationship

Fully white-labelled. Clients see your firm's name, logo and colours. You stay the trusted adviser they pay for.

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Advisory at near-zero effort

It reads each client's Xero and keeps the numbers current automatically. You add the insight, not the data entry.

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Stickier, higher-value clients

Clients who see what's coming don't leave. Turn once-a-year lodgement clients into year-round retainers.

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How it works

Live in minutes. Working for you all year.

01

Connect your Xero

A secure, read-only connection — your business, or one per client. Nothing changes in the books; we only ever look.

02

Compass does the work

Forecasts, tax position, spend signals, compliance dates and a monthly board report — generated and kept current.

03

Use it — or deliver it

Log in to a clean dashboard for your own business, or hand every client their own, fully branded as your firm.

The deliverable

A board-ready monthly report — written for you.

You — and every client you add — get a branded monthly report with plain-English commentary and the actions to focus on, generated automatically and ready to print or send. The conversation-starter that turns numbers into a plan.

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Compass monthly advisory report with executive summary and scorecard
Pricing

Simple, all-inclusive — whether it's one business or a hundred clients.

14-day free trial. Cancel anytime. Every capability, no add-ons. Works for businesses on Xero worldwide; figures show in your org's currency. Prices in AUD, incl. GST for Australian customers.

For your business your own CFO
A$29 / mo
One business, the full advisory suite for your own numbers. Forecasts, tax set-aside, spend signals and the monthly report.
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For accounting firms white-label
A$25 / client / mo
Billed per connected client — add as many as you like. Fully branded as your firm, everything included, bill it on at your margin.
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Firm-wide licence
POA
Unlimited clients on one flat fee. Tailored for larger practices and networks.
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FAQ

Questions, answered.

What is Compass?

Compass is a white-label virtual CFO platform that turns your Xero data into forward-looking cash flow, tax and performance insight. Business owners use it for their own numbers; accounting firms resell it to every client under their own brand.

How does Compass work?

Connect your Xero organisation with a secure, read-only connection. Compass reads your accounts and automatically produces a 13-week cash forecast, tax set-aside, spend signals, a budget & 3-way forecast and a board-ready monthly report. It never writes to your books.

How much does Compass cost?

A$29 per month for a single business, or A$25 per connected client per month for accounting firms (white-label). Every plan includes all modules and a 14-day free trial. Prices are in AUD.

Is Compass for businesses or accountants?

Both. A business owner gets their own virtual CFO without hiring one; an accounting firm gives that same CFO to every client under their brand, as a new recurring revenue line.

Is my Xero data safe?

Yes. Compass uses a read-only Xero connection and never edits your books. OAuth tokens are encrypted at rest, and you can disconnect at any time, which revokes Compass’s access on Xero’s side.

Do I need to install anything?

No. Compass runs in your browser and can be installed as a web app. It connects to Xero — there is nothing to download.

Does Compass work outside Australia?

Yes. Compass works with any Xero organisation — US, UK, New Zealand and beyond. All figures display in your org's base currency, and the tax & compliance tools are localised: Australian GST/BAS and US federal estimated taxes are built in today, with more regions coming. Billing is in AUD.

Give your business a CFO.
Or give every client one.

Start free in minutes — connect your Xero and watch the advisory write itself.

Start 14-day free trial Book a demo